FHA refinancing offers benefits for current real estate home owners who are seeking to complete a refinance mortgage of their existing real estate mortgage (s). A FHA home loan refinance may also benefit you even if you do not currently have a FHA loan.
Some advantages of using a FHA mortgage for your mortgage refinance are as follows:
- Cash-Out Refinance up to 95% for existing or new FHA mortgages.
- Cash-Out up to 95% of your properties value.
- Consolidate first and second mortgages into single loan.
- Bill consolidation programs.
- Easier credit and income qualifications.
- FHA regulated closing costs.
- Rate and Term Mortgage Refinancing up to 97% of your homes value.
- Consolidate first and second mortgages* into a single loan.
- No FICO score or credit score requirements
- Competitive rates for borrowers with a Bankruptcy older than two years.
- Competitive rates for borrowers with a Foreclosure older than three years.
- Easier credit and income qualifications.
- FHA regulated closing costs.
- FHA Streamline Refinance for existing FHA loans only.
- No Cost Interest Rate Reductions programs.
- No Income or Credit Qualifications*.
- Zero cost refinance options available.
- Easily switch amortization for adjustable to fixed or vice versa.
- Easily shorten or lengthen term of your existing loan.
- Easier credit and income qualifications.
- FHASecure Refinance with current mortgage lates.
- Refinance your mortgage at competitive rates even with mortgage lates, if directly due to adjusting mortgage.
- Qualify for refinance even if currently in foreclosure.
- Complete details of FHA Secure Loan.
Mortgage refinancing with a FHA loan is easy and advantageous for most homeowners. If you currently own a home and would like to discover your refinance options.
Learn about the types of FHA programs that are available for your
mortgage refinance, please click on the type of loan your would like below 
- FHA Fixed Rate Loan -15 and 30 year amortized loans.
- FHA Adjustable Rate Loan (ARM) - 15 and 30 year amortized loans.
- FHA Buy-down loans are simply a 30 or 15 year fixed rate mortgages where you (or the seller) have prepaid interest rate buy-down fee's to obtain a 1% or 2% lower interest rate for the first 1 or 2 years.
